Insurance terms, definitions and explanations are intended for information purposes only and do not in any way replace or modify the definitions and information contained in individual insurance contracts, policies or declarations pages, which are controlling. Such terms and availability may vary by state and exclusions may apply. Insurance plans are offered and administered by Veterinary Pet Insurance Company in California and DVM insurance Agency in all other sates. Underwritten by Veterinary Pet Insurance Company (CA), Brea, CA, an A.M. Best A rated company (2013); National Casualty Company (all other sates), Madison, WI, and A.M. Best A+ rated company (2014). Nationwide, the Nationwide N and Eagle, and Nationwide is On Your Side are service marks of Nationwide Mutual Insurance Company. ©2016 Nationwide.